---
canonical_url: https://lendb.ai/lo/josh-bowles-1864271
json_url: https://lendb.ai/lo/josh-bowles-1864271.json
nmls_id: 1864271
last_verified: 2026-10-15
---

# Josh Bowles

Loan Officer at Veterans United Home Loans, Columbia, MO. NMLS ID 1864271 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864271)).

**Summary:** Josh Bowles (NMLS 1864271) is Loan Officer at Veterans United Home Loans, based in Columbia, MO. Licensed in 3 states confirmed with state regulators: Texas, Connecticut and Louisiana. Focus areas shown on the lender page: VA loan. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan (a lender program, not confirmed as their own focus). Earliest state license record: July 7, 2019 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 7, 2019 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-10. Source: https://www.veteransunited.com/lo/josh-bowles/

### Their lender offers (lender level: Veterans United Home Loans's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.veteransunited.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.veteransunited.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.veteransunited.com

## About

Josh was born and raised in Rolla, Missouri, and has a passion for helping service members achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- education: Degree in Business, Sociology, and Hospitality Management from the University of Missouri. Source: https://www.veteransunited.com/lo/josh-bowles/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2019-07-07 | state_regulator | 2026-10-13 |
| CT | state_license | LO-1864271 | active | confirmed |  | state_regulator | 2026-10-15 |
| LA | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Veterans United Home Loans (NMLS 1907), Columbia, MO. Source: https://www.veteransunited.com/lo/josh-bowles/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864271

## Contact

- View profile at Veterans United Home Loans: https://www.veteransunited.com/lo/josh-bowles/
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-bowles-1864271#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864271
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- lender_site: https://www.veteransunited.com/lo/josh-bowles/
- lender_site (lender programs): https://www.veteransunited.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Josh Bowles (NMLS 1864271), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/josh-bowles-1864271, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._