---
canonical_url: https://lendb.ai/lo/josh-dutton-246492
json_url: https://lendb.ai/lo/josh-dutton-246492.json
nmls_id: 246492
last_verified: 2026-10-15
---

# Josh Dutton

Senior Mortgage Broker at Three Point Mortgage LLC. NMLS ID 246492 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246492)).

Josh Dutton (NMLS 246492) is a Senior Mortgage Broker at Three Point Mortgage LLC. Josh's lender page shows a focus on condo, reverse mortgage and non-QM loan.

**Summary:** Josh Dutton (NMLS 246492) is Senior Mortgage Broker at Three Point Mortgage LLC. Focus areas shown on the lender page: Condo, Reverse mortgage, Non-QM loan, Vacation home and Self-employed. States 26 years of experience. Last verified 2026-10-15.

## Quick answers

### Does Josh work on condo loans?

Josh's profile lists condo as a focus (from their lender profile page). It also lists reverse mortgage, non-QM loan and vacation home. Source: https://www.threepointmortgage.com/josh-dutton.

### What lender does Josh work for?

Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15). Source: https://www.threepointmortgage.com/josh-dutton.

### How much experience does Josh have?

Josh states 26 years of experience. Source: https://www.threepointmortgage.com/josh-dutton.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 26 (source: https://www.threepointmortgage.com/josh-dutton, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Condo** (`condo`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.38, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **DSCR loan** (`dscr`): from their lender profile page, confidence 0.18, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.18, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **FHA loan** (`fha`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton
- **VA loan** (`va`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/josh-dutton

## Facts from the lender page and intro

- years_experience: 26. Source: https://www.threepointmortgage.com/josh-dutton, verified 2026-10-15.
- other: Closed over 5,000 loans. Source: https://www.threepointmortgage.com/josh-dutton, verified 2026-10-15.
- role: Trained in underwriting, processing, and structure early in career. Source: https://www.threepointmortgage.com/josh-dutton, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Three Point Mortgage LLC (NMLS 2364254). Source: https://www.threepointmortgage.com/josh-dutton, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246492

## Contact

- linkedin_url: https://www.linkedin.com/in/joshdhomeloans/ (source: lender_site, verified 2026-10-15)
- View profile at Three Point Mortgage LLC: https://www.threepointmortgage.com/josh-dutton
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-dutton-246492#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246492
- lender_site: https://www.threepointmortgage.com/josh-dutton

Cite as: Josh Dutton (NMLS 246492), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/josh-dutton-246492, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._