---
canonical_url: https://lendb.ai/lo/josh-kilty-277851
json_url: https://lendb.ai/lo/josh-kilty-277851.json
nmls_id: 277851
last_verified: 2026-10-09
---

# Josh Kilty

Branch Manager/SVP Reverse Lending at Fairway Independent Mortgage Corporation, Marshfield, WI. NMLS ID 277851 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277851)).

**Summary:** Josh Kilty (NMLS 277851) is Branch Manager/SVP Reverse Lending at Fairway Independent Mortgage Corporation, based in Marshfield, WI. Lists Indiana, Michigan, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, First-time buyer and Reverse mortgage. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-kilty-277851
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-kilty-277851
- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-kilty-277851

## About

Josh Kilty has been in the mortgage industry since 1998, specializing in complex financing including troubled credit, first-time homebuyers, and VA loans for disabled veterans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://www.fairway.com/lo/josh-kilty-277851, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | 65618 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | 277851 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | MN-MLO-277851 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | 13781 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Marshfield, WI. Source: https://www.fairway.com/lo/josh-kilty-277851, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277851

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/josh-kilty-277851
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-kilty-277851#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277851
- lender_site: https://www.fairway.com/lo/josh-kilty-277851

Cite as: Josh Kilty (NMLS 277851), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/josh-kilty-277851, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._