---
canonical_url: https://lendb.ai/lo/josh-mccarthy-353918
json_url: https://lendb.ai/lo/josh-mccarthy-353918.json
nmls_id: 353918
last_verified: 2026-10-26
---

# Josh McCarthy

Senior Vice President of Sales at Granite Bank, Lake Elmo, MN. NMLS ID 353918 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/353918)).

Josh McCarthy (NMLS 353918) is a Senior Vice President of Sales at Granite Bank in Lake Elmo, Minnesota.

**Summary:** Josh McCarthy (NMLS 353918) is Senior Vice President of Sales at Granite Bank, based in Lake Elmo, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-26.

## Quick answers

### Is Josh licensed?

Josh works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Josh work for?

Granite Bank, company NMLS 405434, from the Lake Elmo, MN office, per the lender's own site (verified 2026-10-26). Source: https://granitebank.com/loan-officer/joshmccarthy/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Granite Bank (NMLS 405434), Lake Elmo, MN. Source: https://granitebank.com/loan-officer/joshmccarthy/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/353918

## Contact

- linkedin_url: https://www.linkedin.com/in/joshdmccarthy/ (source: lender_site, verified 2026-10-26)
- View profile at Granite Bank: https://granitebank.com/loan-officer/joshmccarthy/
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-mccarthy-353918#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/353918
- lender_site: https://granitebank.com/loan-officer/joshmccarthy/

Cite as: Josh McCarthy (NMLS 353918), Granite Bank. LenDb.ai, https://lendb.ai/lo/josh-mccarthy-353918, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._