---
canonical_url: https://lendb.ai/lo/josh-reid-409986
json_url: https://lendb.ai/lo/josh-reid-409986.json
nmls_id: 409986
last_verified: 2026-10-09
---

# Josh Reid

Loan Officer at Guild Mortgage, Vancouver, WA. NMLS ID 409986 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409986)).

**Summary:** Josh Reid (NMLS 409986) is Loan Officer at Guild Mortgage, based in Vancouver, WA. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, FHA loan, HELOC, Jumbo loan and USDA loan. States 27 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 27 (source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html, verified 2026-10-09)
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **VA loan** (`va`): lender page, confidence 0.68, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html

## About

Josh Reid has 27 years in the mortgage industry, serving Vancouver, WA, Portland, Oregon, and Southwest Washington (Clark, Skamania, Cowlitz Counties). He specializes in conventional, jumbo, FHA, VA, USDA, down payment assistance, construction, and HELOC programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html, verified 2026-10-09.
- service_area: Vancouver, WA, Portland, Oregon, and Southwest Washington (Clark, Skamania, Cowlitz Counties). Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Vancouver, WA. Source: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409986

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-reid-409986#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409986
- lender_site: https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html

Cite as: Josh Reid (NMLS 409986), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/josh-reid-409986, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._