---
canonical_url: https://lendb.ai/lo/josh-rivers-413732
json_url: https://lendb.ai/lo/josh-rivers-413732.json
nmls_id: 413732
last_verified: 2026-10-09
---

# Josh Rivers

Loan Officer at CrossCountry Mortgage, Eugene, OR. NMLS ID 413732 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413732)).

**Summary:** Josh Rivers (NMLS 413732) is Loan Officer at CrossCountry Mortgage, based in Eugene, OR. Lists Minnesota, Oregon, South Dakota and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Non-QM loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Minnesota (MN, lender_reported), Oregon (OR, lender_reported), South Dakota (SD, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/

## About

Josh is a loan officer serving the Eugene, OR community with expertise in first-time homebuyers and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Eugene, OR. Source: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Eugene, OR. Source: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413732

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/
- Office phone and Email on file: shown at https://lendb.ai/lo/josh-rivers-413732#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413732
- lender_site: https://crosscountrymortgage.com/eugene-or-4925/joshua-rivers/

Cite as: Josh Rivers (NMLS 413732), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/josh-rivers-413732, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._