{
  "canonical_url": "https://lendb.ai/lo/josh-stika-12013",
  "lede": {
    "text": "Josh Stika (NMLS 12013) is a mortgage loan officer at Integrity First Lending LLC in South Jordan, Utah, serving Utah.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Josh licensed in Utah?",
      "a": "Integrity First Lending LLC's page for Josh lists Utah. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Josh work for?",
      "a": "Integrity First Lending LLC, company NMLS 1006977, from the South Jordan, UT office, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 12013,
    "slug": "josh-stika-12013",
    "canonical_url": "https://lendb.ai/lo/josh-stika-12013",
    "md_url": "https://lendb.ai/lo/josh-stika-12013.md",
    "json_url": "https://lendb.ai/lo/josh-stika-12013.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12013",
    "full_name": {
      "value": "Josh Stika",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Josh",
    "last_name": "Stika",
    "headshot_url": {
      "value": "https://www.integritylending.com/wp-content/uploads/2021/05/Josh-Stika.jpg",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Josh Stika is a mortgage loan officer licensed in UT and founder and president of Integrity First Lending. Their profile says they began in the mortgage industry in 2001, have coached over 100 loan officers, and were president of a Utah mortgage professionals association.",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Founder & President, Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1006977,
      "lender_name": "Integrity First Lending LLC",
      "lender_slug": "integrity-first-lending-llc-1006977",
      "branch_city": "South Jordan",
      "branch_state": "UT",
      "branch_zip": "84095",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.integritylending.com/josh-stika/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1006977,
        "lender_name": "Integrity First Lending LLC",
        "lender_slug": "integrity-first-lending-llc-1006977",
        "branch_city": "South Jordan",
        "branch_state": "UT",
        "branch_zip": "84095",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.integritylending.com/josh-stika/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2001",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Founder and president of Integrity First Lending",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Served as President of the Utah Association of Mortgage Professionals",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Joint owner in two mortgage companies",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Coached over 100 loan officers",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 10:31:22.117893+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/josh-stika-12013#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}