---
canonical_url: https://lendb.ai/lo/josh-stika-12013
json_url: https://lendb.ai/lo/josh-stika-12013.json
nmls_id: 12013
last_verified: 2026-10-26
---

# Josh Stika

Founder & President, Mortgage Loan Officer at Integrity First Lending LLC, South Jordan, UT. NMLS ID 12013 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12013)).

Josh Stika (NMLS 12013) is a mortgage loan officer at Integrity First Lending LLC in South Jordan, Utah, serving Utah.

**Summary:** Josh Stika (NMLS 12013) is Founder & President, Mortgage Loan Officer at Integrity First Lending LLC, based in South Jordan, UT. Lists Utah on the lender page (not yet checked with the state regulator). Last verified 2026-10-26.

## Quick answers

### Is Josh licensed in Utah?

Integrity First Lending LLC's page for Josh lists Utah. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.integritylending.com/josh-stika/.

### What lender does Josh work for?

Integrity First Lending LLC, company NMLS 1006977, from the South Jordan, UT office, per the lender's own site (verified 2026-10-26). Source: https://www.integritylending.com/josh-stika/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Josh Stika is a mortgage loan officer licensed in UT and founder and president of Integrity First Lending. Their profile says they began in the mortgage industry in 2001, have coached over 100 loan officers, and were president of a Utah mortgage professionals association.

Source: LenDb summary of the lender page, verified 2026-10-26.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.
- role: Founder and president of Integrity First Lending. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.
- role: Served as President of the Utah Association of Mortgage Professionals. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.
- other: Joint owner in two mortgage companies. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.
- other: Coached over 100 loan officers. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| UT |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-26 |

## Employment history

- ? to present: Integrity First Lending LLC (NMLS 1006977), South Jordan, UT. Source: https://www.integritylending.com/josh-stika/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12013

## Contact

- View profile at Integrity First Lending LLC: https://www.integritylending.com/josh-stika/
- Email on file: shown at https://lendb.ai/lo/josh-stika-12013#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12013
- lender_site: https://www.integritylending.com/josh-stika/

Cite as: Josh Stika (NMLS 12013), Integrity First Lending LLC. LenDb.ai, https://lendb.ai/lo/josh-stika-12013, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._