--- canonical_url: https://lendb.ai/lo/joshua-acosta-2141369 json_url: https://lendb.ai/lo/joshua-acosta-2141369.json nmls_id: 2141369 last_verified: 2026-10-30 --- # Joshua Acosta Loan officer at West Capital Lending, Inc.. NMLS ID 2141369 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2141369)). Joshua Acosta (NMLS 2141369) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2025 and in Florida, California, Connecticut and 9 more states. **Summary:** Joshua Acosta (NMLS 2141369) is a loan officer at West Capital Lending, Inc.. Licensed in 13 states confirmed with state regulators: Florida, California, Connecticut, Delaware, Colorado, Pennsylvania, Missouri, Arkansas and 5 more. Earliest state license record: April 10, 2025 (Iowa), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Joshua licensed in Florida? Yes. Florida regulator records list license LO137458 as active, first effective April 25, 2025 (verified 2026-10-15). LenDb has 12 other states on file for Joshua. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Joshua work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### How long has Joshua been licensed? The earliest state license record LenDb holds for Joshua is from April 10, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: April 10, 2025 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joshua C. Acosta (AR, CA, CO, CT, DE, FL, IA, MD, MO, OR, PA, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO137458 | active | confirmed | 2025-04-25 | state_regulator | 2026-10-15 | | CA | California Department of Real Estate | state_license | 02416347 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-2141369 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100544598 | active | confirmed | 2026-02-27 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 119014 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 54098 | active | confirmed | 2025-04-10 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-04-24 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2141369 | active | confirmed | 2025-04-24 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109015 | active | confirmed | 2025-08-18 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2141369 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2141369 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=342376&contact=576272 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Joshua Acosta (NMLS 2141369), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joshua-acosta-2141369, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._