---
canonical_url: https://lendb.ai/lo/joshua-bibler-212364
json_url: https://lendb.ai/lo/joshua-bibler-212364.json
nmls_id: 212364
last_verified: 2026-10-15
---

# Josh Bibler

Regional Vice President at Cornerstone First Mortgage, Cedar Park, TX. NMLS ID 212364 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212364)).

**Summary:** Josh Bibler (NMLS 212364) is Regional Vice President at Cornerstone First Mortgage, based in Cedar Park, TX. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: April 13, 2015 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 13, 2015 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com

## About

Josh Bibler has worked in the mortgage industry since 2002 and became a licensed mortgage broker in 2005. They founded a mortgage group that grew into a top 20 company in Austin.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://encompasslending.com/jbibler/, verified 2026-10-15.
- role: founder and leader of a mortgage group. Source: https://encompasslending.com/jbibler/, verified 2026-10-15.
- education: DeVry University, 1999. Source: https://encompasslending.com/jbibler/, verified 2026-10-15.
- credential: Licensed mortgage broker since 2005. Source: https://encompasslending.com/jbibler/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2015-04-13 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Cornerstone First Mortgage (NMLS 292897), Cedar Park, TX. Source: https://encompasslending.com/jbibler/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212364

## Contact

- View profile at Cornerstone First Mortgage: https://encompasslending.com/jbibler/
- Office phone on file: shown at https://lendb.ai/lo/joshua-bibler-212364#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/212364
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://encompasslending.com/jbibler/
- lender_site (lender programs): https://www.cornerstonefirst.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Josh Bibler (NMLS 212364), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/joshua-bibler-212364, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._