---
canonical_url: https://lendb.ai/lo/joshua-cederlof-309804
json_url: https://lendb.ai/lo/joshua-cederlof-309804.json
nmls_id: 309804
last_verified: 2026-10-09
---

# Joshua Cederlof

Mortgage Loan Officer at Loan Factory. NMLS ID 309804 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309804)).

**Summary:** Joshua Cederlof (NMLS 309804) is Mortgage Loan Officer at Loan Factory. Lists Utah on the lender page (not yet checked with the state regulator). States 28 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 28 (source: https://www.loanfactory.com/mortgage-expert/joshua-cederlof-309804, verified 2026-10-09)
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joshua has 28 years originating mortgage loans and is known for keeping clients informed and educated throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 28. Source: https://www.loanfactory.com/mortgage-expert/joshua-cederlof-309804, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joshua-cederlof-309804, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309804

## Contact

- linkedin_url: https://www.linkedin.com/in/josh-cederlof-7832b142/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joshua-cederlof-309804

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/309804
- lender_site: https://www.loanfactory.com/mortgage-expert/joshua-cederlof-309804

Cite as: Joshua Cederlof (NMLS 309804), Loan Factory. LenDb.ai, https://lendb.ai/lo/joshua-cederlof-309804, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._