---
canonical_url: https://lendb.ai/lo/joshua-dan-2436989
json_url: https://lendb.ai/lo/joshua-dan-2436989.json
nmls_id: 2436989
last_verified: 2026-10-09
---

# Josh Dan

Mortgage Loan Officer at Loan Factory. NMLS ID 2436989 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436989)).

**Summary:** Josh Dan (NMLS 2436989) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO118512). Also lists California, Maryland and New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, HELOC, Self-employed and Real estate investor. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989

## About

Josh Dan is a mortgage expert with access to over 200 national and private lenders, specializing in DSCR loans, HELOCs, and mortgages for investors and homeowners. He is known for fast approvals, competitive rates, and transparent service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Access to over 200 national and private lenders. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989, verified 2026-10-09.
- other: Deep experience in real estate financing with reputation for fast, transparent service. Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO118512 | active | confirmed | 2023-03-28 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436989

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436989
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/josh-dan-2436989

Cite as: Josh Dan (NMLS 2436989), Loan Factory. LenDb.ai, https://lendb.ai/lo/joshua-dan-2436989, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._