---
canonical_url: https://lendb.ai/lo/joshua-foster-618981
json_url: https://lendb.ai/lo/joshua-foster-618981.json
nmls_id: 618981
last_verified: 2026-10-09
---

# Josh Foster

Loan Officer at GMFS Mortgage, Covington, LA. NMLS ID 618981 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618981)).

**Summary:** Josh Foster (NMLS 618981) is Loan Officer at GMFS Mortgage, based in Covington, LA. Licensed in Florida, confirmed with the state regulator (license LO77012). Also lists Alabama, Louisiana, Mississippi and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan. Licensed since 2020 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://gmfsmortgage.com/loan-officers/josh-foster/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Louisiana (LA, lender_reported), Mississippi (MS, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://gmfsmortgage.com/loan-officers/josh-foster/

## About

Josh Foster has over two decades of mortgage industry experience since 2001 and has been with GMFS for over seven years. He specializes in construction loans and brings construction background to bridge builders and borrowers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://gmfsmortgage.com/loan-officers/josh-foster/, verified 2026-10-09.
- years_experience: 7. Source: https://gmfsmortgage.com/loan-officers/josh-foster/, verified 2026-10-09.
- community: Active member of Home Builders Association and founding executive member of More Than Fore, benefiting St. Jude Children's Research Hospital. Source: https://gmfsmortgage.com/loan-officers/josh-foster/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO77012 | active | confirmed | 2020-11-09 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: GMFS Mortgage (NMLS 64997), Covington, LA. Source: https://gmfsmortgage.com/loan-officers/josh-foster/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618981

## Contact

- View profile at GMFS Mortgage: https://gmfsmortgage.com/loan-officers/josh-foster/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618981
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://gmfsmortgage.com/loan-officers/josh-foster/

Cite as: Josh Foster (NMLS 618981), GMFS Mortgage. LenDb.ai, https://lendb.ai/lo/joshua-foster-618981, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._