---
canonical_url: https://lendb.ai/lo/joshua-garber-2069930
json_url: https://lendb.ai/lo/joshua-garber-2069930.json
nmls_id: 2069930
last_verified: 2026-10-09
---

# Joshua Garber

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 2069930 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2069930)).

**Summary:** Joshua Garber (NMLS 2069930) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joshua brings leadership and analytical skills from a Fortune 500 background to mortgage lending. He tailors loan solutions for first-time buyers, dream homes, and vacation properties, prioritizing trusted partnerships and clear communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/joshgarber, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2069930

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/joshgarber
- Office phone and Email on file: shown at https://lendb.ai/lo/joshua-garber-2069930#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2069930
- lender_site: https://www.empirehomeloans.com/team/joshgarber

Cite as: Joshua Garber (NMLS 2069930), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/joshua-garber-2069930, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._