---
canonical_url: https://lendb.ai/lo/joshua-lemos-278295
json_url: https://lendb.ai/lo/joshua-lemos-278295.json
nmls_id: 278295
last_verified: 2026-10-24
---

# Joshua Lemos

Loan officer at THE TURNKEY FOUNDATION INC.. NMLS ID 278295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278295)).

Joshua Lemos (NMLS 278295) is a mortgage loan officer at THE TURNKEY FOUNDATION INC., licensed in Colorado since 2014 and in Florida, California and Oregon.

**Summary:** Joshua Lemos (NMLS 278295) is a loan officer at THE TURNKEY FOUNDATION INC.. Licensed in 4 states confirmed with state regulators: Florida, California, Colorado and Oregon. Earliest state license record: November 20, 2014 (Colorado), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Joshua licensed in Florida?

Yes. Florida regulator records list license LO124504 as active, first effective November 30, 2023 (verified 2026-10-15). LenDb has 3 other states on file for Joshua. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Joshua work for?

THE TURNKEY FOUNDATION INC., company NMLS 236669, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Joshua been licensed?

The earliest state license record LenDb holds for Joshua is from November 20, 2014 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=142232&contact=188049.

## At a glance

- Earliest state license record: November 20, 2014 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joshua M. Lemos (CO, FL, OR, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO124504 | active | confirmed | 2023-11-30 | state_regulator | 2026-10-15 |
| CA | California Department of Real Estate | state_license | 01349680 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100053491 | active | confirmed | 2014-11-20 | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-02-18 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: THE TURNKEY FOUNDATION INC. (NMLS 236669). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278295

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278295
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=142232&contact=188049
- state_regulator: https://dfr.oregon.gov/

Cite as: Joshua Lemos (NMLS 278295), THE TURNKEY FOUNDATION INC.. LenDb.ai, https://lendb.ai/lo/joshua-lemos-278295, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._