{
  "canonical_url": "https://lendb.ai/lo/joshua-martinez-1955000",
  "loan_officer": {
    "nmls_id": 1955000,
    "slug": "joshua-martinez-1955000",
    "canonical_url": "https://lendb.ai/lo/joshua-martinez-1955000",
    "md_url": "https://lendb.ai/lo/joshua-martinez-1955000.md",
    "json_url": "https://lendb.ai/lo/joshua-martinez-1955000.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1955000",
    "full_name": {
      "value": "Joshua Martinez",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "first_name": "Joshua",
    "last_name": "Martinez",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/eWOiVAxM0S525uOMciTtOg/0Dda4Hqy0xDoemUI5xVKgruw4eWf9nA-1LtE_kHmEKtfFyUCU-4k13PbTVtCifS9Gno3YLPJk3yEwVC5HSucX2jyZl-S8VUytRNtezx5Tjg1HwFBxxaCwWpz8Eg1Xzx9QNgSUt_9ynrzxlJtdPgDPKKFzmRsISJrfK3UNI3sphI/R94m8kpkYNGqhTvIQ9MABcxelPrMh53OCLjKRgSQ6qU",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Joshua is a licensed CPA in Nevada with extensive mortgage experience helping first-time and experienced homebuyers. He specializes in conventional, jumbo, FHA, condos, second homes, and investment properties.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/jmartinez",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/jmartinez",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jmartinez",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "Licensed CPA in Nevada",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jmartinez",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:55:17.740074+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joshua-martinez-1955000#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jmartinez",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}