--- canonical_url: https://lendb.ai/lo/joshua-osborne-473258 json_url: https://lendb.ai/lo/joshua-osborne-473258.json nmls_id: 473258 last_verified: 2026-10-09 --- # Josh Osborne Regional Vice President at CrossCountry Mortgage, Sioux Falls, SD. NMLS ID 473258 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473258)). **Summary:** Josh Osborne (NMLS 473258) is Regional Vice President at CrossCountry Mortgage, based in Sioux Falls, SD. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arkansas, California, Iowa, Illinois, Kansas, Minnesota, Missouri, North Dakota and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor and First-time buyer. Licensed since 2018 (per Colorado records). Last verified 2026-10-09. ## At a glance - Licensed since 2018 (per Colorado records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), South Dakota (SD, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/ - **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/ ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO142220 | active | confirmed | 2025-11-03 | state_regulator | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100512311 | active | confirmed | 2018-09-05 | state_regulator | 2026-10-10 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Sioux Falls, SD. Source: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473258 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/ - Office phone and Email on file: shown at https://lendb.ai/lo/joshua-osborne-473258#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473258 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/sioux-falls-sd-6101/joshua-osborne/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=218096&contact=437650 Cite as: Josh Osborne (NMLS 473258), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joshua-osborne-473258, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._