--- canonical_url: https://lendb.ai/lo/joshua-penland-216357 json_url: https://lendb.ai/lo/joshua-penland-216357.json nmls_id: 216357 last_verified: 2026-10-09 --- # Josh Penland Branch Manager at Fairway Independent Mortgage Corporation, Round Rock, TX. NMLS ID 216357 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216357)). **Summary:** Josh Penland (NMLS 216357) is Branch Manager at Fairway Independent Mortgage Corporation, based in Round Rock, TX. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Kansas, North Carolina, New Mexico and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Jumbo loan, Real estate investor, Self-employed and VA loan. Earliest state license record: October 17, 2022 (Colorado), per state regulator. States 23 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: October 17, 2022 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 23 (source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Kansas (KS, lender_reported), North Carolina (NC, lender_reported), New Mexico (NM, lender_reported), Tennessee (TN, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Vacation home** (`vacation-home`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 - **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.fairway.com/lo/josh-penland-216357 ## About Josh Penland has 23+ years of mortgage lending experience and has helped over 9,000 families achieve homeownership. His team serves Austin, Round Rock, Georgetown, Cedar Park, Leander, Houston, Central Texas, and Colorado. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 23. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. - credential: Austin Business Journal Top Mortgage Producer every year since 2007. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. - credential: Five Star Mortgage Professional in Texas for more than 11 years. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. - credential: NerdWallet top mortgage professional serving Austin and Round Rock markets. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. - other: More than 500 five-star reviews across Google, Zillow, Facebook, and Experience. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO142805 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-09 | | CO | state_license | 100535023 | active | confirmed | 2022-10-17 | state_regulator | 2026-10-10 | | KS | state_license | LO.0056338 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | I-236947 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | 216357 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 216357 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Round Rock, TX. Source: https://www.fairway.com/lo/josh-penland-216357, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216357 ## Contact - View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/josh-penland-216357 - Office phone and Email on file: shown at https://lendb.ai/lo/joshua-penland-216357#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216357 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=307196&contact=534994 - lender_site: https://www.fairway.com/lo/josh-penland-216357 Cite as: Josh Penland (NMLS 216357), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/joshua-penland-216357, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._