---
canonical_url: https://lendb.ai/lo/joshua-phillips-157670
json_url: https://lendb.ai/lo/joshua-phillips-157670.json
nmls_id: 157670
last_verified: 2026-10-09
---

# Joshua Phillips

Loan Officer at Churchill Mortgage, Brentwood, TN. NMLS ID 157670 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/157670)).

**Summary:** Joshua Phillips (NMLS 157670) is Loan Officer at Churchill Mortgage, based in Brentwood, TN. Licensed in Florida, confirmed with the state regulator (license LO39331). Also lists Alabama, Connecticut, Georgia, Iowa, Indiana, Kentucky, Mississippi, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, USDA loan and VA loan. Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Mississippi (MS, lender_reported), Tennessee (TN, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/joshua-phillips
- **USDA loan** (`usda`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/joshua-phillips
- **VA loan** (`va`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/joshua-phillips

## About

Joshua has 27 years of mortgage expertise specializing in residential, FHA, VA, USDA, and conventional financing. He has worked with thousands of clients throughout the south and leads The Encounter Training, a transformational 4-day workshop.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Founder and leader of The Encounter Training, a 4-day intensive workshop. Source: https://www.churchillmortgage.com/loan-officers/joshua-phillips, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO39331 | active | confirmed | 2017-02-06 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Brentwood, TN. Source: https://www.churchillmortgage.com/loan-officers/joshua-phillips, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/157670

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/joshua-phillips
- Email on file: shown at https://lendb.ai/lo/joshua-phillips-157670#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/157670
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.churchillmortgage.com/loan-officers/joshua-phillips

Cite as: Joshua Phillips (NMLS 157670), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/joshua-phillips-157670, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._