---
canonical_url: https://lendb.ai/lo/joshua-ponce-2828249
json_url: https://lendb.ai/lo/joshua-ponce-2828249.json
nmls_id: 2828249
last_verified: 2026-10-15
---

# Joshua Ponce

Loan officer at loanDepot. NMLS ID 2828249 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2828249)).

**Summary:** Joshua Ponce (NMLS 2828249) is a loan officer at loanDepot. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: July 13, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 13, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149369 | active | confirmed | 2026-07-13 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-07-13 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: loanDepot (NMLS 174457). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2828249

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2828249
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/

Cite as: Joshua Ponce (NMLS 2828249), loanDepot. LenDb.ai, https://lendb.ai/lo/joshua-ponce-2828249, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._