---
canonical_url: https://lendb.ai/lo/joshua-shirota-874132
json_url: https://lendb.ai/lo/joshua-shirota-874132.json
nmls_id: 874132
last_verified: 2026-10-09
---

# Josh Shirota

Senior Loan Officer at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 874132 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/874132)).

**Summary:** Josh Shirota (NMLS 874132) is Senior Loan Officer at CrossCountry Mortgage, based in Scottsdale, AZ. Licensed in Florida, confirmed with the state regulator (license LO150885). Also lists Arizona, New Mexico and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and FHA loan. Earliest state license record: September 11, 2026 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 11, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), New Mexico (NM, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/

## About

Josh Shirota has nearly 15 years of mortgage industry experience, including leadership roles in operations, and now focuses on helping families achieve homeownership directly as a loan officer.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/, verified 2026-10-09.
- role: Production manager, VP of wholesale operations. Source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150885 | active | confirmed | 2026-09-11 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/874132

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/
- Office phone and Email on file: shown at https://lendb.ai/lo/joshua-shirota-874132#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/874132
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4913/joshua-shirota/

Cite as: Josh Shirota (NMLS 874132), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joshua-shirota-874132, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._