--- canonical_url: https://lendb.ai/lo/joshua-stutts-1891645 json_url: https://lendb.ai/lo/joshua-stutts-1891645.json nmls_id: 1891645 last_verified: 2026-10-30 --- # Joshua Stutts Loan officer at West Capital Lending, Inc., Nashville, TN. NMLS ID 1891645 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1891645)). Joshua Stutts, NMLS 1891645, works as a mortgage loan officer at West Capital Lending, Inc. in Nashville, Tennessee and is licensed in Oregon since 2019 and in Florida, Texas, California and 10 more states. **Summary:** Joshua Stutts (NMLS 1891645) is a loan officer at West Capital Lending, Inc., based in Nashville, TN. Licensed in 14 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Colorado, Pennsylvania, Missouri and 6 more. Earliest state license record: September 13, 2019 (Oregon), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Joshua licensed in Florida? Yes. Florida regulator records list license LO132827 as active, first effective November 1, 2024 (verified 2026-10-15). LenDb has 13 other states on file for Joshua. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Joshua work for? West Capital Lending, Inc., company NMLS 1566096, from the Nashville, TN office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Joshua been licensed? The earliest state license record LenDb holds for Joshua is from September 13, 2019 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: September 13, 2019 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Joshua B. Stutts (AR, CA, CO, CT, DE, FL, IA, MD, MO, OR, PA, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO132827 | active | confirmed | 2024-11-01 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-20 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02208986 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-1891645 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100520397 | active | confirmed | 2020-12-22 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 96171 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57031 | active | confirmed | 2026-04-13 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2019-09-13 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1891645 | active | confirmed | 2025-02-05 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 108089 | active | confirmed | 2025-01-28 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096), Nashville, TN. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1891645 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1891645 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=259588&contact=481615 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Joshua Stutts (NMLS 1891645), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/joshua-stutts-1891645, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._