--- canonical_url: https://lendb.ai/lo/joshua-surver-2459945 json_url: https://lendb.ai/lo/joshua-surver-2459945.json nmls_id: 2459945 last_verified: 2026-10-09 --- # Josh Surver Loan Officer at Xpert Home Lending. NMLS ID 2459945 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2459945)). **Summary:** Josh Surver (NMLS 2459945) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO124105). Also lists Alabama, Arizona, California, Colorado, Georgia, Hawaii, Illinois, Maryland and 17 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and VA loan. Licensed since 2023 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2023 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/joshua-surver - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/joshua-surver ## About Josh Surver is a mortgage loan originator, Realtor®, and real estate investor who helps people use real estate to achieve their dreams. A former military officer, they specialize in VA financing and invest in real estate to build wealth for clients. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - role: Realtor® and real estate investor in addition to mortgage originator. Source: https://xperthomelending.com/loan-directory/joshua-surver, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO124105 | active | confirmed | 2023-11-08 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | UT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/joshua-surver, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2459945 ## Contact - View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/joshua-surver - Office phone and Email on file: shown at https://lendb.ai/lo/joshua-surver-2459945#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2459945 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://xperthomelending.com/loan-directory/joshua-surver Cite as: Josh Surver (NMLS 2459945), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/joshua-surver-2459945, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._