---
canonical_url: https://lendb.ai/lo/josiah-phillips-1465472
json_url: https://lendb.ai/lo/josiah-phillips-1465472.json
nmls_id: 1465472
last_verified: 2026-10-09
---

# Josiah Phillips

Loan Officer at ALCOVA Mortgage, Virginia Beach, VA. NMLS ID 1465472 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1465472)).

**Summary:** Josiah Phillips (NMLS 1465472) is Loan Officer at ALCOVA Mortgage, based in Virginia Beach, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Josiah is from Virginia Beach, VA and has worked with clients over multiple years on various projects. Reviews highlight his knowledge, education focus, and client-first approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports business networking. Source: https://alcova.com/loan-officer/jphillips/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Virginia Beach, VA. Source: https://alcova.com/loan-officer/jphillips/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1465472

## Contact

- linkedin_url: https://www.linkedin.com/in/josiah-phillips-a63915121/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/jphillips/
- Email on file: shown at https://lendb.ai/lo/josiah-phillips-1465472#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1465472
- lender_site: https://alcova.com/loan-officer/jphillips/

Cite as: Josiah Phillips (NMLS 1465472), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/josiah-phillips-1465472, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._