---
canonical_url: https://lendb.ai/lo/joyce-dubay-2827821
json_url: https://lendb.ai/lo/joyce-dubay-2827821.json
nmls_id: 2827821
last_verified: 2026-10-15
---

# Joyce Dubay

Loan officer at loanDepot. NMLS ID 2827821 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2827821)).

**Summary:** Joyce Dubay (NMLS 2827821) is a loan officer at loanDepot. Licensed in 2 states confirmed with state regulators: Florida and Connecticut. Earliest state license record: July 21, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 21, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149653 | active | confirmed | 2026-07-21 | state_regulator | 2026-10-15 |
| CT | state_license | LO-2827821 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: loanDepot (NMLS 174457). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2827821

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2827821
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut

Cite as: Joyce Dubay (NMLS 2827821), loanDepot. LenDb.ai, https://lendb.ai/lo/joyce-dubay-2827821, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._