---
canonical_url: https://lendb.ai/lo/joyce-morgan-586634
json_url: https://lendb.ai/lo/joyce-morgan-586634.json
nmls_id: 586634
last_verified: 2026-10-15
---

# Joyce Morgan

Branch Manager at think one mortgage inc, Staten Island, NY. NMLS ID 586634 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586634)).

Joyce Morgan (NMLS 586634) is a Branch Manager at think one mortgage inc in Staten Island, New York, licensed in Florida since 2025. Joyce works at an FHA-approved lender, per HUD.

**Summary:** Joyce Morgan (NMLS 586634) is Branch Manager at think one mortgage inc, based in Staten Island, NY. Licensed in Florida, confirmed with the state regulator (license LO137163). Also lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: April 15, 2025 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Joyce licensed in Florida?

Yes. Florida regulator records list license LO137163 as active, first effective April 15, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Joyce. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Joyce work for, and is it FHA-approved?

think one mortgage inc, company NMLS 125182, from the Staten Island, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://thinkmtg.com/lo-joyce-morgan/.

### How long has Joyce been licensed?

The earliest state license record LenDb holds for Joyce is from April 15, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: April 15, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Joyce M. Morgan (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137163 | active | confirmed | 2025-04-15 | state_regulator | 2026-10-15 |
| GA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: think one mortgage inc (NMLS 125182), Staten Island, NY. Source: https://thinkmtg.com/lo-joyce-morgan/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586634

## Contact

- View profile at think one mortgage inc: https://thinkmtg.com/lo-joyce-morgan/
- Office phone and Email on file: shown at https://lendb.ai/lo/joyce-morgan-586634#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586634
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://thinkmtg.com/lo-joyce-morgan/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joyce Morgan (NMLS 586634), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/joyce-morgan-586634, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._