---
canonical_url: https://lendb.ai/lo/juan-carlos-arroyo-1247876
json_url: https://lendb.ai/lo/juan-carlos-arroyo-1247876.json
nmls_id: 1247876
last_verified: 2026-10-09
---

# Juan Carlos Arroyo

Loan Officer at Fairway Independent Mortgage Corporation, Hughesville, MD. NMLS ID 1247876 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247876)).

**Summary:** Juan Carlos Arroyo (NMLS 1247876) is Loan Officer at Fairway Independent Mortgage Corporation, based in Hughesville, MD. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119751 | expired | confirmed | 2023-05-09 | state_regulator | 2026-10-09 |
| DC | state_license | MLO1247876 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | 1247876 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | MLO-37475VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Hughesville, MD. Source: https://www.fairway.com/lo/juancarlos-arroyo-1247876, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247876

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/juancarlos-arroyo-1247876
- Office phone and Email on file: shown at https://lendb.ai/lo/juan-carlos-arroyo-1247876#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247876
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/juancarlos-arroyo-1247876

Cite as: Juan Carlos Arroyo (NMLS 1247876), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/juan-carlos-arroyo-1247876, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._