---
canonical_url: https://lendb.ai/lo/juan-luna-2047055
json_url: https://lendb.ai/lo/juan-luna-2047055.json
nmls_id: 2047055
last_verified: 2026-10-15
---

# Juan Luna

Loan officer at Zero Point Mortgage Services. NMLS ID 2047055 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2047055)).

**Summary:** Juan Luna (NMLS 2047055) is a loan officer at Zero Point Mortgage Services. Lists Arizona, California, Colorado, Florida, New Mexico, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Florida (FL, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Juan Luna has been in the industry since 2021 and was previously a car salesman. They describe themselves as a Denver native raised in the Westminster, Arvada and North Denver area. Their page lists licensing in AZ, CA, CO, FL, NM, OR, TX and WA.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2021. Source: https://www.zpmloans.com/ZPM-Officers/juan-luna, verified 2026-10-15.
- other: Previously worked as a car salesman. Source: https://www.zpmloans.com/ZPM-Officers/juan-luna, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/juan-luna, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2047055

## Contact

- View profile at Zero Point Mortgage Services: https://www.zpmloans.com/ZPM-Officers/juan-luna
- Office phone on file: shown at https://lendb.ai/lo/juan-luna-2047055#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2047055
- lender_site: https://www.zpmloans.com/ZPM-Officers/juan-luna

Cite as: Juan Luna (NMLS 2047055), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/juan-luna-2047055, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._