---
canonical_url: https://lendb.ai/lo/juan-ramirez-1494541
json_url: https://lendb.ai/lo/juan-ramirez-1494541.json
nmls_id: 1494541
last_verified: 2026-10-09
---

# Juan Ramirez

Loan Originator at Envoy Mortgage, Arroyo Grande, CA. NMLS ID 1494541 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494541)).

**Summary:** Juan Ramirez (NMLS 1494541) is Loan Originator at Envoy Mortgage, based in Arroyo Grande, CA. Lists California on the lender page (not yet checked with the state regulator). States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 16 (source: https://www.envoymortgage.com/juan-ramirez/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Juan Ramirez has 16+ years of sales and finance experience and has lived on California's Central Coast for 25 years, serving that region with mortgage purchase and refinance services.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.envoymortgage.com/juan-ramirez/, verified 2026-10-09.
- service_area: Central Coast of California. Source: https://www.envoymortgage.com/juan-ramirez/, verified 2026-10-09.
- community: Advocate of the Boys and Girls Club of Mid Central Coast. Source: https://www.envoymortgage.com/juan-ramirez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Arroyo Grande, CA. Source: https://www.envoymortgage.com/juan-ramirez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494541

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/juan-ramirez/
- Email on file: shown at https://lendb.ai/lo/juan-ramirez-1494541#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494541
- lender_site: https://www.envoymortgage.com/juan-ramirez/

Cite as: Juan Ramirez (NMLS 1494541), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/juan-ramirez-1494541, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._