---
canonical_url: https://lendb.ai/lo/juanita-biles-519964
json_url: https://lendb.ai/lo/juanita-biles-519964.json
nmls_id: 519964
last_verified: 2026-10-09
---

# Juanita Biles

Sale Manager at Embrace Home Loans, Gainesville, FL. NMLS ID 519964 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/519964)).

**Summary:** Juanita Biles (NMLS 519964) is Sale Manager at Embrace Home Loans, based in Gainesville, FL. Licensed in Florida, confirmed with the state regulator (license LO49320). Focus areas shown on the lender page: First-time buyer, Construction loan, Down payment assistance, FHA loan and Jumbo loan. Earliest state license record: January 2, 2018 (Florida), per state regulator. States 37 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 2, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 37 (source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles

## About

Juanita Biles is a Gainesville mortgage lender with 37+ years of experience specializing in affordable housing, first-time homebuyer financing, and down payment assistance. She has taught homebuyer education for 25+ years.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 37. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09.
- service_area: Gainesville and Alachua County, Levy County, Dixie County, Marion County, Columbia County, Duval County, Bradford County, Putnam County, Suwannee County, Madison County, and surrounding North Central . Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09.
- role: Homebuyer education instructor for City of Gainesville, Alachua County SHIP, Neighborhood Housing and Development initiatives. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09.
- community: Active member of Gainesville Area Chamber of Commerce; Chamber Diplomat; involved with Gainesville-Alachua County Association of REALTORS, Women's Council of REALTORS, Veterans of Foreign Wars. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO49320 | active | confirmed | 2018-01-02 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Gainesville, FL. Source: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/519964

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles
- Office phone and Email on file: shown at https://lendb.ai/lo/juanita-biles-519964#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/519964
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/florida/gainesville/juanita-biles

Cite as: Juanita Biles (NMLS 519964), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/juanita-biles-519964, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._