---
canonical_url: https://lendb.ai/lo/judith-harbeke-1920318
json_url: https://lendb.ai/lo/judith-harbeke-1920318.json
nmls_id: 1920318
last_verified: 2026-10-15
---

# Judy M. Harbeke

Loan Officer at United Mortgage Corp., Stuart, FL. NMLS ID 1920318 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1920318)).

**Summary:** Judy M. Harbeke (NMLS 1920318) is Loan Officer at United Mortgage Corp., based in Stuart, FL. Licensed in Florida, confirmed with the state regulator (license LO68835). Earliest state license record: March 12, 2020 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 12, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://unitedmortgage.com/loan-officer/judy-m-harbeke/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Judy has over 23 years of experience across real estate, construction, and property management, and works with clients in Palm Beach County.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 23. Source: https://unitedmortgage.com/loan-officer/judy-m-harbeke/, verified 2026-10-15.
- service_area: Palm Beach County. Source: https://unitedmortgage.com/loan-officer/judy-m-harbeke/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO68835 | active | confirmed | 2020-03-12 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Stuart, FL. Source: https://unitedmortgage.com/loan-officer/judy-m-harbeke/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1920318

## Contact

- linkedin_url: http://linkedin.com/in/judith-harbeke-781aa0ab (source: lender_site, verified 2026-10-15)
- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/judy-m-harbeke/
- Office phone and Email on file: shown at https://lendb.ai/lo/judith-harbeke-1920318#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1920318
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://unitedmortgage.com/loan-officer/judy-m-harbeke/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Judy M. Harbeke (NMLS 1920318), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/judith-harbeke-1920318, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._