---
canonical_url: https://lendb.ai/lo/judy-bettencourt-1358190
json_url: https://lendb.ai/lo/judy-bettencourt-1358190.json
nmls_id: 1358190
last_verified: 2026-10-09
---

# Judy Bettencourt

Loan Originator at Envoy Mortgage, Walnut Creek, CA. NMLS ID 1358190 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1358190)).

**Summary:** Judy Bettencourt (NMLS 1358190) is Loan Originator at Envoy Mortgage, based in Walnut Creek, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Walnut Creek, CA. Source: https://www.envoymortgage.com/judy-bettencourt/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1358190

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/judy-bettencourt/
- Email on file: shown at https://lendb.ai/lo/judy-bettencourt-1358190#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1358190
- lender_site: https://www.envoymortgage.com/judy-bettencourt/

Cite as: Judy Bettencourt (NMLS 1358190), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/judy-bettencourt-1358190, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._