---
canonical_url: https://lendb.ai/lo/julia-hrynkiw-2716732
json_url: https://lendb.ai/lo/julia-hrynkiw-2716732.json
nmls_id: 2716732
last_verified: 2026-10-09
---

# Julia Harris

Mortgage Loan Officer at Loan Factory. NMLS ID 2716732 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2716732)).

**Summary:** Julia Harris (NMLS 2716732) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO140617). Also lists California, North Carolina, Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Julia Harris is passionate about helping clients improve their financial situation and achieve homeownership. She prioritizes clear communication, honest advice, and customized solutions for each client's specific goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140617 | active | confirmed | 2025-08-19 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/julia-harris-2716732, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2716732

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/julia-harris-2716732

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2716732
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/julia-harris-2716732

Cite as: Julia Harris (NMLS 2716732), Loan Factory. LenDb.ai, https://lendb.ai/lo/julia-hrynkiw-2716732, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._