---
canonical_url: https://lendb.ai/lo/julia-isabell-1545553
json_url: https://lendb.ai/lo/julia-isabell-1545553.json
nmls_id: 1545553
last_verified: 2026-10-09
---

# Julia Isabell

Licensed Mortgage Professional at Homeowners Financial Group, Folsom, CA. NMLS ID 1545553 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1545553)).

**Summary:** Julia Isabell (NMLS 1545553) is Licensed Mortgage Professional at Homeowners Financial Group, based in Folsom, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 6 (source: https://homeownersfg.com/juliaisabell/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homeownersfg.com/juliaisabell/

## About

Julia specializes in down payment assistance programs covering all of California with over 6 years as a loan officer. She guides clients on low down payment and government loans to maximize financial freedom.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://homeownersfg.com/juliaisabell/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Folsom, CA. Source: https://homeownersfg.com/juliaisabell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1545553

## Contact

- linkedin_url: https://www.linkedin.com/in/julia-isabell-9a20b979/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/juliaisabell/
- Office phone and Email on file: shown at https://lendb.ai/lo/julia-isabell-1545553#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1545553
- lender_site: https://homeownersfg.com/juliaisabell/

Cite as: Julia Isabell (NMLS 1545553), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/julia-isabell-1545553, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._