---
canonical_url: https://lendb.ai/lo/julia-kim-827871
json_url: https://lendb.ai/lo/julia-kim-827871.json
nmls_id: 827871
last_verified: 2026-10-09
---

# Julia Kim

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 827871 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827871)).

**Summary:** Julia Kim (NMLS 827871) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Korean. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Korean
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/julia-kim-827871, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827871

## Contact

- linkedin_url: https://www.linkedin.com/in/julia-kim-266b91208/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/julia-kim-827871

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827871
- lender_site: https://www.loanfactory.com/mortgage-expert/julia-kim-827871

Cite as: Julia Kim (NMLS 827871), Loan Factory. LenDb.ai, https://lendb.ai/lo/julia-kim-827871, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._