--- canonical_url: https://lendb.ai/lo/julia-lagomarsino-2389234 json_url: https://lendb.ai/lo/julia-lagomarsino-2389234.json nmls_id: 2389234 last_verified: 2026-10-13 --- # Julia Lagomarsino (Avato) Divisional Vice President at CrossCountry Mortgage, Montvale, NJ. NMLS ID 2389234 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2389234)). **Summary:** Julia Lagomarsino (Avato) (NMLS 2389234) is Divisional Vice President at CrossCountry Mortgage, based in Montvale, NJ. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arizona, Colorado, Connecticut, District of Columbia, Kentucky, Massachusetts, Michigan, Missouri and 11 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 4, 2022 (Florida), per state regulator. Last verified 2026-10-13. ## At a glance - Earliest state license record: November 4, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO114921 | active | confirmed | 2022-11-04 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | active | confirmed | 2026-04-28 | state_regulator | 2026-10-13 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Montvale, NJ. Source: https://crosscountrymortgage.com/montvale-nj-3408/julia-lagomarsino/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2389234 ## Contact - linkedin_url: https://www.linkedin.com/in/julia-avato-338169153/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/montvale-nj-3408/julia-lagomarsino/ - Office phone and Email on file: shown at https://lendb.ai/lo/julia-lagomarsino-2389234#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2389234 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/montvale-nj-3408/julia-lagomarsino/ - state_regulator: https://www.sml.texas.gov/ Cite as: Julia Lagomarsino (Avato) (NMLS 2389234), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/julia-lagomarsino-2389234, last verified 2026-10-13. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._