---
canonical_url: https://lendb.ai/lo/julia-perstin-1186821
json_url: https://lendb.ai/lo/julia-perstin-1186821.json
nmls_id: 1186821
last_verified: 2026-10-09
---

# Julia Perstin

Credit Solutions Advisor at Bank of America, Northridge, CA. NMLS ID 1186821 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1186821)).

**Summary:** Julia Perstin (NMLS 1186821) is Credit Solutions Advisor at Bank of America, based in Northridge, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Russian. Licensed since 2016 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Russian
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO36425 | inactive | confirmed | 2016-08-18 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Bank of America (NMLS 399802), Northridge, CA. Source: https://mortgage.bankofamerica.com/julia-perstin, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1186821

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/julia-perstin
- Office phone on file: shown at https://lendb.ai/lo/julia-perstin-1186821#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1186821
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://mortgage.bankofamerica.com/julia-perstin

Cite as: Julia Perstin (NMLS 1186821), Bank of America. LenDb.ai, https://lendb.ai/lo/julia-perstin-1186821, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._