---
canonical_url: https://lendb.ai/lo/julia-phifer-120093
json_url: https://lendb.ai/lo/julia-phifer-120093.json
nmls_id: 120093
last_verified: 2026-10-09
---

# Julia Phifer

Loan Officer at Fairway Independent Mortgage Corporation, Gainesville, VA. NMLS ID 120093 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/120093)).

**Summary:** Julia Phifer (NMLS 120093) is Loan Officer at Fairway Independent Mortgage Corporation, based in Gainesville, VA. Licensed in 5 states: Florida, Maryland, North Carolina, Pennsylvania and Virginia. 11 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 11
- Licensed in: Florida (FL), Maryland (MD), North Carolina (NC), Pennsylvania (PA), Virginia (VA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO137353 | active | 2025-04-22 | state_regulator | 2026-10-09 |
| MD | state_license | 120093 | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NC | state_license | I-100258 | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | 45987 | active |  | state_regulator | 2026-10-09 |
| VA | state_license | MLO-2708VA | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Gainesville, VA. Source: https://www.fairway.com/lo/julia-phifer-120093, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/julia-phifer-120093
- Office phone and Email on file: shown at https://lendb.ai/lo/julia-phifer-120093#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/120093
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.fairway.com/lo/julia-phifer-120093
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Julia Phifer (NMLS 120093), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/julia-phifer-120093, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._