---
canonical_url: https://lendb.ai/lo/julia-reynolds-2121844
json_url: https://lendb.ai/lo/julia-reynolds-2121844.json
nmls_id: 2121844
last_verified: 2026-10-24
---

# Julia Reynolds

Loan Officer at Lifetime Home Loans, LLC. NMLS ID 2121844 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121844)).

Julia Reynolds (NMLS 2121844) is a Loan Officer at Lifetime Home Loans, LLC, licensed in California since 2025. Julia's focus, from their own profile, includes VA loan.

**Summary:** Julia Reynolds (NMLS 2121844) is Loan Officer at Lifetime Home Loans, LLC. Licensed in California, confirmed with the state regulator (license CA-DFPI2121844). Also lists Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: August 12, 2025 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Julia licensed in California?

Yes. California regulator records list license CA-DFPI2121844 as active, first effective August 12, 2025 (verified 2026-10-24). LenDb has 1 other state on file for Julia. Source: https://dfpi.ca.gov/.

### Does Julia do VA loans?

Julia's profile lists VA loan as a focus (from their lender profile page). Source: https://lifetimehomeloans.com/project/julia-reynholds/.

### What lender does Julia work for?

Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/julia-reynholds/.

### How long has Julia been licensed?

The earliest state license record LenDb holds for Julia is from August 12, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: August 12, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/julia-reynholds/

## Facts from the lender page and intro

- years_experience: since 2020. Source: https://lifetimehomeloans.com/project/julia-reynholds/, verified 2026-10-15.
- other: became a licensed mortgage professional in 2025. Source: https://lifetimehomeloans.com/project/julia-reynholds/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2121844 | active | confirmed | 2025-08-12 | state_regulator | 2026-10-24 |
| TN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/julia-reynholds/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121844

## Contact

- View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/julia-reynholds/
- Office phone and Email on file: shown at https://lendb.ai/lo/julia-reynolds-2121844#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121844
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://lifetimehomeloans.com/project/julia-reynholds/

Cite as: Julia Reynolds (NMLS 2121844), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/julia-reynolds-2121844, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._