---
canonical_url: https://lendb.ai/lo/julia-sanchez-1805071
json_url: https://lendb.ai/lo/julia-sanchez-1805071.json
nmls_id: 1805071
last_verified: 2026-10-09
---

# Julia Sanchez

Loan Officer at Empire Home Loans. NMLS ID 1805071 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1805071)).

**Summary:** Julia Sanchez (NMLS 1805071) is Loan Officer at Empire Home Loans. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks Spanish. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.empirehomeloans.com/team/julia, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/julia

## About

Julia brings 30 years of real estate financing experience to help families achieve homeownership, particularly in underserved communities. She specializes in structuring loans for diverse borrowers from lower income to high wealth backgrounds and leads first-time homebuyer seminars.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.empirehomeloans.com/team/julia, verified 2026-10-09.
- service_area: Merced County, California and throughout California. Source: https://www.empirehomeloans.com/team/julia, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/julia, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1805071

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/julia
- Office phone and Email on file: shown at https://lendb.ai/lo/julia-sanchez-1805071#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1805071
- lender_site: https://www.empirehomeloans.com/team/julia

Cite as: Julia Sanchez (NMLS 1805071), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/julia-sanchez-1805071, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._