{
  "canonical_url": "https://lendb.ai/lo/julian-calderon-2114446",
  "loan_officer": {
    "nmls_id": 2114446,
    "slug": "julian-calderon-2114446",
    "canonical_url": "https://lendb.ai/lo/julian-calderon-2114446",
    "md_url": "https://lendb.ai/lo/julian-calderon-2114446.md",
    "json_url": "https://lendb.ai/lo/julian-calderon-2114446.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114446",
    "full_name": {
      "value": "Julian Calderon",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "first_name": "Julian",
    "last_name": "Calderon",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2025/05/Julian-C-Headshot-1.jpg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Julian Calderon, based in Frisco, TX, focuses on residential home loans and began their mortgage career in May 2025. Their stated mission is helping individuals and families reach homeownership with clarity.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": "Frisco",
      "branch_state": "TX",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/julian-calderon/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": "Frisco",
        "branch_state": "TX",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/julian-calderon/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/julian-calderon/",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2025",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/julian-calderon/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree in Business Integrated Studies, University of North Texas",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/julian-calderon/",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 04:58:59.021459+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/julian-calderon-2114446#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/julian-calderon/",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}