---
canonical_url: https://lendb.ai/lo/julian-retan-2841984
json_url: https://lendb.ai/lo/julian-retan-2841984.json
nmls_id: 2841984
last_verified: 2026-10-09
---

# Julian Retan

Loan Officer at Highlands Residential Mortgage, Allen, TX. NMLS ID 2841984 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2841984)).

**Summary:** Julian Retan (NMLS 2841984) is Loan Officer at Highlands Residential Mortgage, based in Allen, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 12 (source: https://www.highlandsmortgage.com/agents/julian-retan/, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/julian-retan/

## About

Julian brings 12+ years of new construction and home sales experience. Known for strong communication and attention to detail, he specializes in builder-focused environments and high-volume transactions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.highlandsmortgage.com/agents/julian-retan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Allen, TX. Source: https://www.highlandsmortgage.com/agents/julian-retan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2841984

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/julian-retan/
- Office phone and Email on file: shown at https://lendb.ai/lo/julian-retan-2841984#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2841984
- lender_site: https://www.highlandsmortgage.com/agents/julian-retan/

Cite as: Julian Retan (NMLS 2841984), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/julian-retan-2841984, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._