---
canonical_url: https://lendb.ai/lo/julian-torres-2820318
json_url: https://lendb.ai/lo/julian-torres-2820318.json
nmls_id: 2820318
last_verified: 2026-10-15
---

# Julian Torres

Junior Loan Officer (IGNITE) at INDEPENDENCE HOME LOANS LLC. NMLS ID 2820318 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820318)).

Julian Torres (NMLS 2820318) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC.

**Summary:** Julian Torres (NMLS 2820318) is Junior Loan Officer (IGNITE) at INDEPENDENCE HOME LOANS LLC. Last verified 2026-10-15.

## Quick answers

### What lender does Julian work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/julian-torres/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- other: more than five years of sales experience. Source: https://independencehl.com/julian-torres/, verified 2026-10-15.
- other: new to the mortgage industry. Source: https://independencehl.com/julian-torres/, verified 2026-10-15.
- education: bachelor’s degree in Sociology, Arizona State University. Source: https://independencehl.com/julian-torres/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/julian-torres/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820318

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/julian-torres/
- Office phone and Email on file: shown at https://lendb.ai/lo/julian-torres-2820318#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820318
- lender_site: https://independencehl.com/julian-torres/

Cite as: Julian Torres (NMLS 2820318), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/julian-torres-2820318, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._