---
canonical_url: https://lendb.ai/lo/juliana-defarias-2794951
json_url: https://lendb.ai/lo/juliana-defarias-2794951.json
nmls_id: 2794951
last_verified: 2026-10-13
---

# Juliana Defarias

Loan officer at Watermark Capital, Inc.. NMLS ID 2794951 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794951)).

Juliana Defarias (NMLS 2794951) is a mortgage loan officer at Watermark Capital, Inc., licensed in Texas since 2026. Juliana works at an FHA-approved lender, per HUD.

**Summary:** Juliana Defarias (NMLS 2794951) is a loan officer at Watermark Capital, Inc.. Licensed in Texas, confirmed with the state regulator. Earliest state license record: May 26, 2026 (Texas), per state regulator. Last verified 2026-10-13.

## Quick answers

### Is Juliana licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 26, 2026 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Juliana work for, and is it FHA-approved?

Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has Juliana been licensed?

The earliest state license record LenDb holds for Juliana is from May 26, 2026 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: May 26, 2026 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-05-26 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Watermark Capital, Inc. (NMLS 1838). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794951

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794951
- state_regulator: https://www.sml.texas.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Juliana Defarias (NMLS 2794951), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/juliana-defarias-2794951, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._