---
canonical_url: https://lendb.ai/lo/julie-adams-1496369
json_url: https://lendb.ai/lo/julie-adams-1496369.json
nmls_id: 1496369
last_verified: 2026-10-09
---

# Julie Vari Adams

Senior Mortgage Banker at LeaderOne Financial, Overland Park, KS. NMLS ID 1496369 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1496369)).

**Summary:** Julie Vari Adams (NMLS 1496369) is Senior Mortgage Banker at LeaderOne Financial, based in Overland Park, KS. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Kansas and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, HELOC, Reverse mortgage and VA loan. Earliest state license record: February 8, 2019 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 8, 2019 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/julie-adams
- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/julie-adams
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/julie-adams
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/julie-adams

## About

Since 2016, Julie has helped homebuyers across Kansas, Missouri, Colorado, and Florida with clear communication and education. She specializes in first-time homebuyers, VA home loans for veterans and active-duty military, refinancing, HELOCs, and reverse mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2016. Source: https://www.leaderonefinancial.com/mlo/julie-adams, verified 2026-10-09.
- service_area: Kansas, Missouri, Colorado, and Florida. Source: https://www.leaderonefinancial.com/mlo/julie-adams, verified 2026-10-09.
- community: donates to Rice Bowls, a non-profit that provides food to children's homes globally. Source: https://www.leaderonefinancial.com/mlo/julie-adams, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143471 | active | confirmed | 2025-12-15 | state_regulator | 2026-10-09 |
| CO | state_license | 100513498 | active | confirmed | 2019-02-08 | state_regulator | 2026-10-10 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Overland Park, KS. Source: https://www.leaderonefinancial.com/mlo/julie-adams, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1496369

## Contact

- linkedin_url: https://www.linkedin.com/in/mortgageswithmarty/ (source: lender_site, verified 2026-10-09)
- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/julie-adams
- Office phone and Email on file: shown at https://lendb.ai/lo/julie-adams-1496369#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1496369
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=229573&contact=449586
- lender_site: https://www.leaderonefinancial.com/mlo/julie-adams

Cite as: Julie Vari Adams (NMLS 1496369), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/julie-adams-1496369, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._