---
canonical_url: https://lendb.ai/lo/julie-brinker-259479
json_url: https://lendb.ai/lo/julie-brinker-259479.json
nmls_id: 259479
last_verified: 2026-10-16
---

# Julie Brinker

Branch Manager at Granite Bank, Waco, TX. NMLS ID 259479 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259479)).

Based in Waco, Texas, Julie Brinker (NMLS 259479) is a Branch Manager at Granite Bank.

**Summary:** Julie Brinker (NMLS 259479) is Branch Manager at Granite Bank, based in Waco, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 35 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Julie licensed?

Julie works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Julie work for?

Granite Bank, company NMLS 405434, from the Waco, TX office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/juliebrinker/.

### How much experience does Julie have?

Julie states 35 years of experience. Source: https://granitebank.com/loan-officer/juliebrinker/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 35 (source: https://granitebank.com/loan-officer/juliebrinker/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 35. Source: https://granitebank.com/loan-officer/juliebrinker/, verified 2026-10-16.
- role: Leads the top originating team at the Waco branch. Source: https://granitebank.com/loan-officer/juliebrinker/, verified 2026-10-16.
- community: Gives back to the community. Source: https://granitebank.com/loan-officer/juliebrinker/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Granite Bank (NMLS 405434), Waco, TX. Source: https://granitebank.com/loan-officer/juliebrinker/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259479

## Contact

- View profile at Granite Bank: https://granitebank.com/loan-officer/juliebrinker/
- Office phone and Email on file: shown at https://lendb.ai/lo/julie-brinker-259479#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259479
- lender_site: https://granitebank.com/loan-officer/juliebrinker/

Cite as: Julie Brinker (NMLS 259479), Granite Bank. LenDb.ai, https://lendb.ai/lo/julie-brinker-259479, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._