---
canonical_url: https://lendb.ai/lo/julie-carroll-272049
json_url: https://lendb.ai/lo/julie-carroll-272049.json
nmls_id: 272049
last_verified: 2026-10-09
---

# Julie Carroll

Senior Loan Officer at Ruoff Mortgage, Fort Wayne, IN. NMLS ID 272049 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272049)).

**Summary:** Julie Carroll (NMLS 272049) is Senior Loan Officer at Ruoff Mortgage, based in Fort Wayne, IN. Lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieCarroll
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieCarroll

## About

Julie is a Senior Loan Officer with The Carroll Team at Ruoff Mortgage serving Indiana. She works with first-time homebuyers, move-up/move-down buyers, investors, and those refinancing, with a commitment to personalized solutions and responsive communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Indiana, particularly Fort Wayne and Northeast Indiana. Source: https://www.ruoff.com/JulieCarroll, verified 2026-10-09.
- community: Co-owner of Crispy Cones in Fort Wayne, strengthening commitment to customer service and local community ties. Source: https://www.ruoff.com/JulieCarroll, verified 2026-10-09.
- credential: President's Club 11x Winner. Source: https://www.ruoff.com/JulieCarroll, verified 2026-10-09.
- other: 99.39% Customer Satisfaction Score. Source: https://www.ruoff.com/JulieCarroll, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), Fort Wayne, IN. Source: https://www.ruoff.com/JulieCarroll, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272049

## Contact

- linkedin_url: https://www.linkedin.com/in/calljulie4yourmortgageneeds/ (source: lender_site, verified 2026-10-09)
- View profile at Ruoff Mortgage: https://www.ruoff.com/JulieCarroll
- Office phone on file: shown at https://lendb.ai/lo/julie-carroll-272049#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/272049
- lender_site: https://www.ruoff.com/JulieCarroll

Cite as: Julie Carroll (NMLS 272049), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/julie-carroll-272049, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._