---
canonical_url: https://lendb.ai/lo/julie-huelsmann-1456134
json_url: https://lendb.ai/lo/julie-huelsmann-1456134.json
nmls_id: 1456134
last_verified: 2026-10-16
---

# Julie Huelsmann

SVP, Senior Agricultural Lender at First Mid Bank & Trust, Highland, IL. NMLS ID 1456134 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456134)).

Julie Huelsmann (NMLS 1456134) is a mortgage loan officer at First Mid Bank & Trust in Highland, Illinois.

**Summary:** Julie Huelsmann (NMLS 1456134) is SVP, Senior Agricultural Lender at First Mid Bank & Trust, based in Highland, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 10 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Julie licensed?

Julie works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Julie work for?

First Mid Bank & Trust, company NMLS 411170, from the Highland, IL office, per the lender's own site (verified 2026-10-16). Source: https://www.firstmid.com/staff/julie-huelsmann.

### How much experience does Julie have?

Julie states 10 years of experience. Source: https://www.firstmid.com/staff/julie-huelsmann.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.
- role: Leads ag lending efforts at First Mid Bank & Trust. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.
- service_area: Madison, Clinton, and Bond counties. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.
- education: Bachelor of Science in Agribusiness Economics, Southern Illinois University Carbondale. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.
- community: Madison County Executive Fair Board, St. Rose Development Club, Highland Chamber of Commerce, Highland Rotary Club. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Highland, IL. Source: https://www.firstmid.com/staff/julie-huelsmann, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456134

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/julie-huelsmann
- Office phone and Email on file: shown at https://lendb.ai/lo/julie-huelsmann-1456134#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456134
- lender_site: https://www.firstmid.com/staff/julie-huelsmann

Cite as: Julie Huelsmann (NMLS 1456134), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/julie-huelsmann-1456134, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._