---
canonical_url: https://lendb.ai/lo/julie-plotnik-381457
json_url: https://lendb.ai/lo/julie-plotnik-381457.json
nmls_id: 381457
last_verified: 2026-10-13
---

# Julie Plotnik

Loan officer at United Wholesale Mortgage (broker finder). NMLS ID 381457 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381457)).

**Summary:** Julie Plotnik (NMLS 381457) is a loan officer at United Wholesale Mortgage (broker finder). Licensed in Texas, confirmed with the state regulator. United Wholesale Mortgage (broker finder) also offers Bank statement loan, Construction loan, DSCR loan, FHA loan and HELOC and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: June 17, 2018 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: June 17, 2018 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: United Wholesale Mortgage (broker finder)'s programs, not confirmed as this person's focus)

- **Bank statement loan** (`bank-statement`): verified 2026-10-08. Source: https://www.uwm.com
- **Construction loan** (`construction`): verified 2026-10-08. Source: https://www.uwm.com
- **DSCR loan** (`dscr`): verified 2026-10-08. Source: https://www.uwm.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://www.uwm.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://www.uwm.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://www.uwm.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://www.uwm.com
- **Low credit score** (`low-credit`): verified 2026-10-08. Source: https://www.uwm.com
- **Non-QM loan** (`non-qm`): verified 2026-10-08. Source: https://www.uwm.com
- **Physician and medical professional** (`physician`): verified 2026-10-08. Source: https://www.uwm.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://www.uwm.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://www.uwm.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2018-06-17 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: United Wholesale Mortgage (broker finder) (NMLS 3038). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381457

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381457
- state_regulator: https://www.sml.texas.gov/
- manual (lender programs): https://www.uwm.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Julie Plotnik (NMLS 381457), United Wholesale Mortgage (broker finder). LenDb.ai, https://lendb.ai/lo/julie-plotnik-381457, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._