---
canonical_url: https://lendb.ai/lo/julie-sammons-870309
json_url: https://lendb.ai/lo/julie-sammons-870309.json
nmls_id: 870309
last_verified: 2026-10-09
---

# Julie Sammons

Senior Loan Officer at Ruoff Mortgage, MI. NMLS ID 870309 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/870309)).

**Summary:** Julie Sammons (NMLS 870309) is Senior Loan Officer at Ruoff Mortgage, based in Michigan. Lists Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieSammons
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieSammons
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieSammons
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/JulieSammons

## About

Julie Sammons is a high-energy Senior Loan Officer at Ruoff Mortgage serving Southeast Michigan and the Downriver community. She specializes in educating buyers, simplifying the mortgage process, and helping borrowers with conventional, FHA, VA, down payment assistance, and complex financial situations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Southeast Michigan, Downriver community. Source: https://www.ruoff.com/JulieSammons, verified 2026-10-09.
- other: 98.74% customer satisfaction score. Source: https://www.ruoff.com/JulieSammons, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), MI. Source: https://www.ruoff.com/JulieSammons, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/870309

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JulieSammons
- Office phone on file: shown at https://lendb.ai/lo/julie-sammons-870309#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/870309
- lender_site: https://www.ruoff.com/JulieSammons

Cite as: Julie Sammons (NMLS 870309), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/julie-sammons-870309, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._